LIFESTYLES: How to be prepared for your upcoming graduation

Graphic: MCT Campus
It is important to have a financial plan after graduation. Start saving as soon as possible.
Tips for graduation

By Leslie Shaeffer
Staff Writer /Spectator

As the first half of the year comes to an end, fall graduates start to consider their options for finding a job and ultimately paying back their loans and spring graduates may start to panic because they don’t know what the next step is.

Some graduates fear that they will never be able to pay back their loans and become even more in debt as the late fees pile up. There is a course of action that every graduate must take to make sure they graduate on time and set their feet on the right path.

Where do you go from here?

Stacy Kravetz, author of “Welcome to the Real World: You’ve Got an Education, Now Go Get a Life!,” shared some of her tips that every college graduate — whether bachelors or associates — should take to be able to make it through the next stage of life.

Her first tip for graduates is to take stock. Graduates need to plan out where they want to live and what kind of job they want. It’s important that those two things match up as they will consider what the graduate plans on doing for the rest of his or her life. 

Internships

Marissa Brochetti, a senior set to graduate in December, gives a tip about internships and where a job could come up while doing your internship.

“Choose an internship in your field, it could end up with a job like me,” Brochetti said as she explains about her job offers from Forever Broadcasting where she now has a part time position.

Brochetti will have a full time job after graduation in December.

“Have determination and work hard at your internship and take it seriously. Do not mess around,” Brochetti said.

Unlike Brochetti, if a graduate is not fortunate enough to receive a job right out of the internship, it is important to have any kind of job for the time being, according to businessinsider.com. Kravetz says, “Your first job is generally not going to be your last job. You have to take the pressure off with that first job, and just get on a path.

How to Pay Back

DebtThe biggest problem that graduates seem to face is paying back the college debt that has been building since before they walked onto campus ground.

There are a number of things that can be done in order for the graduate to be financially stable.

According to businessinsider.com, Kravetz points out that it’s very important to control your costs of living: “If you’re not earning any money, you can’t spend money.”

It is important for a graduate to save something or anything for that matter in order to have a decent amount to start the next chapter of your life with. What do you have left if the emergency money runs out? Nothing.

“This might sound simple but I began paying an extra $100 a month on my student loan bills when I found a permanent position,” said Bethany Scullin, a teacher as Edinboro University. “This helped me pay more principle on my loans.”

Brochetti says that she was told to contact her lenders to talk about setting up a payment plan instead of getting an enormous check six months after she graduated.

Having Fun While Preparing for Life

Graduating from college can seem stressful because there is still so much that needs to be done. There are a few tips of how to keep the sense of humor while still preparing to walk across the stage and into the next chapter of life.

According to Forbes.com, every graduate should be completely transparent. You must never hide from reality. You may receive some backlash in the process but the people who matter will respect you as well as what you say.

Also, Forbes says that you should always learn and always create value. When you learn, you become knowledgeable and then you become an expert. When you become an expert, you create value. 

Failure, Words and Kindness

According to the Huffington Post, there are three important things that every college graduate should know: The power of failure, the power of words and the power of kindness.

The power of failure is something that was never taught in elementary school or high school. It is actually important to fail. Ben Michaelis, who is a clinical psychologist, says that failing is good for you. When you truly fail, it means that you actually did something or attempted to do something.

Michaelis says in the Huffington Post article that words don’t count in the real world. It is what people do that truly matters. If you spend time with someone who talks about a lot of things but then doesn’t execute them with action, then it’s time to re-evaluate your relationships with those people.

The last important matter is the power of kindness. Michaelis says in the article that if you do something out of genuine kindness for someone then it will surely come back to you. Doing things out of what they will give you leads to a greater importance for you and the world.

It may seem scary graduating at first. You will be on your own and working with every ounce of everything to gain something bigger and better for yourself. Follow these few steps from professionals about your future and you will surely be on track. Prioritize and everything else will fall into place.                                            

Leslie Shaeffer is staff writer for the Spectator. She can be reached by lifestyles.spectator@gmail.com